It’s not uncommon for property taxes to fall behind — especially if the homeowner is dealing with financial hardship, illness, or inheritance confusion. But what actually happens if you don’t pay property taxes for 10 years in Mobile, Alabama?

Year 1–2: Penalties and Interest

The county adds penalties and interest to the unpaid balance. The debt grows quickly.

Year 3–5: Tax Lien Certificates

Mobile County may sell tax lien certificates to investors. This gives them the right to collect your debt (plus interest).

Year 5–10: Tax Sale and Possible Loss of Property

If the taxes remain unpaid, the property may be sold at a tax sale. In many cases, homeowners lose their rights entirely.

After 10 Years: Risk of Losing the Home

By this point, the home may already be claimed by investors or sold by the county. Unpaid property taxes can lead to losing not just the property, but also any equity you’ve built.

Can You Sell a House with Back Taxes Owed?

Yes — but you must act before the county finalizes a tax sale. Selling to Hapa Homebuyers can be a lifesaver. We often help Mobile homeowners by:

Paying off back taxes as part of the sale
Buying the property as-is
Closing quickly so you don’t lose everything at auction

The Bottom Line

Waiting too long to address unpaid property taxes can cost you your home. If you’ve fallen behind, don’t wait until it’s too late — explore your selling options now.